Net-worth snapshots · Multi-currency · iOS
See your real net worth
No bookkeeping — just snapshot your assets. Every snapshot locks its exchange rate, so you can tell real growth from currency swings. See your whole cross-border net worth in one place, stored only on your device.
Wert — German for "value." The value of your wealth, your time, your clarity.
Growth, or just FX?
Your net worth went up — but did you get richer, or did the currency just move?
If you hold US stocks, HK shares, or overseas property, currency swings quietly distort the numbers. Wert locks each snapshot's exchange rate and, when you compare, splits every change into real asset growth versus FX — so you finally know which one it was.
No bookkeeping, just snapshots
Forget logging every transaction. Each check-in pre-fills last time's figures and auto-calculates depreciation — you just confirm what changed, in minutes. Drafts resume anytime; every snapshot is kept.
AI screenshot import
Have a brokerage app? Screenshot your holdings from Longbridge, Futu, or Alipay funds — recognition, account-building, and review all run on your iPhone, and screenshots never leave the device.
Real growth vs. FX
Multi-currency assets lock their exchange rate automatically; comparisons split asset growth from currency movement. Set your base currency to CNY, USD, HKD and more — the numbers stay honest.
China + cross-border, in one place
Live quotes auto-fill for A-shares (incl. exchange-traded funds and the Beijing exchange), HK and US stocks, and crypto — and open-end funds, QDII included, pull their latest NAV on their own. Cash, real estate, insurance, pension, liabilities — 13 categories cover the whole picture.
Three-panel dashboard
History, current snapshot, and comparison — a swipe apart. A dual-ring pie shows your allocation; a 12-month trend shows your growth curve.
FIRE simulator · Pro
From your real net worth and your savings and spending assumptions, a Monte Carlo simulation projects the probability and timing of financial independence — with multiple scenarios.
Local-first privacy
Assets and snapshots live on your own devices and iCloud, never on our servers. Privacy Mode masks every figure in a tap, and you can export your data anytime. Your wealth is yours alone.
Who it's for
People whose assets span platforms, currencies, and countries
If your wealth spans cash, stocks, real estate, and crypto across different platforms and countries, you don't need another transaction ledger — you need one calm place that shows the whole thing.
Assets scattered across a dozen apps, banks, and countries — never seen as a whole
One snapshot: net worth and structure at a glance
Bookkeeping is exhausting, and you give up
No transaction logging — just review once a month
Net worth rose, but was it real growth or just FX?
Real asset growth and FX impact, separated automatically
No idea how far you are from financial independence
A FIRE simulator answers in probabilities
Worried your financial data gets uploaded, analyzed, or sold
Data stays on device; mask it anytime with Privacy Mode
Why Wert
Different from bookkeeping apps — and from cloud trackers
Bookkeeping apps
- Log every transaction
- High upkeep, hard to sustain
- Hard to see the whole picture
Cloud trackers
- Require linking your bank / brokerage
- Your data is aggregated in the cloud
- Limited support for Chinese assets
Wert
- No logging — periodic snapshots
- Local-first; data never leaves your device
- China + cross-border, multi-currency — tells growth from FX
- Look-through reveals the real sectors & regions inside your funds and ETFs
Comparison reflects common category approaches, not any specific product.
Privacy
Your data is yours alone
Wert is built local-first and doesn't monetize your data. Assets and snapshots live on your iPhone, sync encrypted through your own private iCloud, and can be backed up — encrypted — to your own WebDAV storage, so a new phone never means lost data. Our servers supply only public data — prices and exchange rates — and never see your holdings.
Now on the App Store
Download Wert free on the App Store and see your real net worth.