Terms of Service

1. Acceptance of Terms

By downloading, installing, or using Wert (referred to as "the App"), or by accessing the official website wert.app, you enter into and agree to these Terms of Service with Shanghai Interface Future Network Technology Co., Ltd. ("Interface Future", "we", "us"). If you do not agree, please do not use the App or website.

2. Description of Service

The App is a personal asset management tool that helps you record assets, create snapshots, track net worth, and provides price and exchange rate reference data. Your financial data is stored locally on your device (see Privacy Policy for details).

3. Account

The App uses Sign in with Apple for authentication.

You are responsible for all activity under your account and must keep your device and Apple account secure.

4. Subscriptions and Payment (Pro)

The App offers free features and a paid Pro subscription.

Subscriptions are purchased through Apple In-App Purchase (IAP) and auto-renew unless cancelled at least 24 hours before the end of the current period.

Payment is charged to your Apple account at the time of purchase confirmation; renewal charges are applied within 24 hours before the end of the current period.

Subscription management and cancellation are handled through your Apple account settings. Refunds are processed by Apple according to their policies; we are unable to issue refunds directly.

The applicable subscription prices, durations, and available items are as displayed within the App Store and may vary by country or region.

If subscription prices change, Apple will notify you in advance in accordance with its rules; where a price increase requires your consent, your subscription will not renew at the new price unless you agree.

5. Acceptable Use

You agree not to: abuse, interfere with, or attempt to gain unauthorised access to the service; scrape data in bulk through automated means; or use the service for any unlawful purpose.

6. Intellectual Property

The code, design, trademarks, and content of the App and website are owned by us and protected under applicable laws. You are granted only a limited licence to use the service within the scope of these terms.

7. Disclaimers (Important)

Prices, exchange rates, net worth calculations, and FIRE projections provided by the App are for reference only and do not constitute investment, financial, tax, or legal advice.

Market and exchange rate data comes from third parties and may be subject to delays, interruptions, or errors; we make no warranties as to its accuracy, completeness, or timeliness.

Any decisions made based on information in the App are at your own risk.

The service is provided "as is" without any express or implied warranties.

8. Limitation of Liability

To the maximum extent permitted by law, we are not liable for any indirect, incidental, special, or consequential losses arising from your use of or inability to use the service.

9. Service Changes and Termination

We may modify, suspend, or terminate part or all of the service at any time; we will provide reasonable advance notice of significant changes where possible.

10. Governing Law and Jurisdiction

These terms are governed by and construed in accordance with the laws of the mainland of the People's Republic of China. Where you are a consumer and the mandatory consumer protection laws of your country or region provide you with greater protection than these terms, those mandatory provisions shall prevail and shall not be limited by these terms.

11. Apple-Specific Provisions

The following provisions apply to your use of the App on Apple devices, as required by Apple Inc.

Acknowledgment — These Terms of Service are concluded between you and Interface Future, and not with Apple. Interface Future, not Apple, is solely responsible for the App and the content thereof.

Scope of License — The license granted to you for the App is limited to a non-transferable license to use the App on any Apple-branded product that you own or control and as permitted by the Usage Rules set forth in the Apple Media Services Terms and Conditions.

Maintenance and Support — Interface Future is solely responsible for providing any maintenance and support services with respect to the App, as specified in these Terms, or as required under applicable law. Apple has no obligation whatsoever to furnish any maintenance and support services with respect to the App.

Warranty — Interface Future is solely responsible for any product warranties, whether express or implied by law, to the extent not effectively disclaimed. In the event of any failure of the App to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price for the App (if any) to you. To the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the App, and any other claims, losses, liabilities, damages, costs, or expenses attributable to any failure to conform to any warranty will be the sole responsibility of Interface Future.

Product Claims — Interface Future, not Apple, is responsible for addressing any of your or any third party's claims relating to the App or your possession and use of the App, including but not limited to: (i) product liability claims; (ii) any claim that the App fails to conform to any applicable legal or regulatory requirement; and (iii) claims arising under consumer protection, privacy, or similar legislation, including in connection with the App's use of the HealthKit and HomeKit frameworks (if applicable).

Intellectual Property Rights — In the event of any third party claim that the App or your possession and use of the App infringes that third party's intellectual property rights, Interface Future, not Apple, will be solely responsible for the investigation, defense, settlement and discharge of any such intellectual property infringement claim.

Legal Compliance — You represent and warrant that (i) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a "terrorist supporting" country; and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties.

Developer Contact Information — For any questions, complaints, or claims with respect to the App, you may contact Interface Future (Shanghai Interface Future Network Technology Co., Ltd.) at dev@wert.app.

Third Party Terms — You must comply with applicable third party terms of agreement when using the App. For example, if you use any voice over IP application, then you must not be in violation of their wireless data service agreement when using the App.

Third Party Beneficiary — You and Interface Future acknowledge and agree that Apple, and Apple's subsidiaries, are third party beneficiaries of these Terms of Service, and that, upon your acceptance of the terms and conditions of these Terms of Service, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms of Service against you as a third party beneficiary thereof.

12. Changes to Terms

We may update these terms. Significant changes will be notified on this page or within the App. These terms are effective as of the update date shown above; continued use after an update constitutes acceptance of the updated terms.

13. Contact Us

For any questions, please contact: dev@wert.app